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Chapter 10. Conflict and Cooperation Within the Family, and Between the State and the Family, in the Provision of Old-Age Security

Cigno, A. - In: Handbook of the economics of population aging : Volume 1, (pp. 609-660). 2016

The early contributions to the microeconomic literature assume that only market goods yield utility, and that the only way adults can secure the consumption of these goods in old age is by saving. The more recent contributions recognize, however, that the elderly derive utility also from goods...

Persistent link: https://www.econbiz.de/10014023481

Survival pessimism and the demand for annuities

O'Dea, Cormac; Sturrock, David - 2019

provide evidence that individuals mis-perceive their mortality risk, and study the demand for annuities in a setting where …

Persistent link: https://www.econbiz.de/10011991369

Chapter 11. Complex Decision Making : The Roles of Cognitive Limitations, Cognitive Decline, and Aging

Keane, M.P.; Thorp, S. - In: Handbook of the economics of population aging : Volume 1, (pp. 661-709). 2016

We review the evidence on decision making in complex choice situations—i.e., situations where there are many alternatives and/or where attributes of alternatives are difficult to understand. We focus on choices about health insurance, health care, and retirement planning, all of which are very...

Persistent link: https://www.econbiz.de/10014023472

Early withdrawal of retirement savings after a severe health shock : evidence from linked administrative data

Longden, Thomas; Naghsh Nejad, Maryam - 2025

retirement savings following the initiation of cancer treatment (chemotherapy). Using comprehensive administrative data from … mandatory retirement savings scheme that permits early access under hardship provisions. We find that early withdrawals increase … down retirement savings as a form of self-insurance, revealing how health risks interact with retirement policy. These …

Persistent link: https://www.econbiz.de/10015413373

Intra-household allocation of non-mandatory retirement savings : update : updated version of discussion paper no.60

Metzger, Christoph - 2017

Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be … correct for some parts of household savings, we question the correctness of the unitary model with respect to non …-mandatory retirement savings. Therefore we analyze the intra-household allocation of retirement savings between partners in Germany taking …

Persistent link: https://www.econbiz.de/10011582956

Retirement sorted? : the adequacy and optimality of wealth among the near-retired

Crawford, Rowena; O'Dea, Cormac - 2014

Much of the focus of the UK pensions policy debate over the past decade has been on the adequacy (or otherwise) of private retirement saving. In this paper, we present the first assessment of the optimality of the retirement resources of English couple households born in the 1940s. Here,...

Persistent link: https://www.econbiz.de/10010402537

Intra-Household Allocation of Non-Mandatory Retirement Savings

Metzger, Christoph - 2017

Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be … correct for some parts of household savings, we question the correctness of the unitary model with respect to non …-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in …

Persistent link: https://www.econbiz.de/10012969363

Intra-household allocation of non-mandatory retirement savings

Metzger, Christoph - 2016

Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be … correct for some parts of household savings, we question the correctness of the unitary model with respect to non …-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in …

Persistent link: https://www.econbiz.de/10011434405

Who is saving privately for retirement and how much? : new evidence for Germany

Metzger, Christoph - 2015

decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one’s standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a …

Persistent link: https://www.econbiz.de/10010517686

Who is Saving Privately for Retirement and How Much? - New Evidence for Germany

Metzger, Christoph - 2016

decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one's standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a …

Persistent link: https://www.econbiz.de/10012993075