Insurance industry in Romania is facing for a few years a continuous decreasing in Gross Written Premium. The negative … market share, insurance companies must identify new opportunities to increase theirs' GWP. Among these new market niches … hospitality industry may represent an option to be followed. In this paper, we will analyze the types of insurance policies …

little research has investigated the perceptions and attitudes expressed by insurance policyholders. Therefore, to bridge … insurance policyholders in Gauteng. This will inevitably assist insurers to retain more clients as they will have a better … understanding of what influences the risk perception of their insurance policyholders. Exogenous factors relate to external factors …

This paper examines the potential role of higher education subsidies as an insurance device against the risk of having …