Nigeria has a long and sad history of bank failures. The problem became worse in the 1990s when many banks failed and in 2011 when several hitherto strong banks failed due to largely poor bank liquidity risk management. The Central Bank of Nigeria spent over US$6.8bn in purchasing the...

Credit risk management is central to the success or failure of a banking institution because banks earn the greatest quantum of their interest income from interest on loans which represents a critical component of a bank’s profitability. Therefore, any carelessness with regard to credit risk...

The study was designed to explore the relationship between enterprise risk management and organizational sustainability. Enterprises can only meet the generational intention of founders when they are properly managed exemplified by sustainable performance. Business failures in recent history...

The study was designed to evaluate the influence of poor credit risk management on bank failures in Nigeria and propose strategies for remedial actions. Credit risk management is one of the most crucial banking functions that involve the appraisals of requests for banking facilities. It is...

A major function of banks in any economic system involves the mobilization of deposits which they deploy to deficit units for the growth of their profitability, the financial system and the whole economy. Asset and liability management is of special importance in this process and without which a...