We develop a model in which investment risk drives the demand for CDS insurance. The model shows the efficiency of CDS … contracting over the state of the economy. It shows that CDS overinsurance (insurance in excess of renegotiation surpluses) is …

little research has investigated the perceptions and attitudes expressed by insurance policyholders. Therefore, to bridge … insurance policyholders in Gauteng. This will inevitably assist insurers to retain more clients as they will have a better … understanding of what influences the risk perception of their insurance policyholders. Exogenous factors relate to external factors …