Access to credit is still one of the greatest obstacles to the growth of small and medium-sized enterprises (SMEs) in Viet Nam, and, to date, only 39% of SMEs have bank loans. SMEs' loans account for 22% of the total bank lending for the overall economy, whereas SMEs constitute 97% of the total...

Access to credit is still one of the greatest obstacles to the growth of small and medium-sized enterprises (SMEs) in Viet Nam. To date, only 39% of SMEs have bank loans. To cater to SMEs' need for financial sources, especially formal sources such as the banking system, the Vietnamese government...