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Rethinking saving incentives
Bernheim, Bert Douglas; Gale, William G.; Skinner, Jonathan - In: Fiscal policy : lessons from economic research, (pp. 259-311). 1997
Persistent link: https://www.econbiz.de/10001304578
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Do Americans save too little?
Bernheim, Bert Douglas - In: Business review / Federal Reserve Bank of Philadelphia (1993), pp. 3-20
Persistent link: https://www.econbiz.de/10001152095
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The effects of financial education in the workplace : evidencefrom a survey of households
Bernheim, Bert Douglas; Garrett, Daniel M. - In: Journal of public economics 87 (2003) 7/8, pp. 1487-1519
Persistent link: https://www.econbiz.de/10001778806
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The determinations and consequences of financial education in the workplace : evidence from a survey of households
Bernheim, Bert Douglas; Garrett, Daniel M. - 1996
Persistent link: https://www.econbiz.de/10000596870
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Optimal default options
Bernheim, Bert Douglas; Gastell, Jonas Mueller - In: Journal of public economics 237 (2024), pp. 1-19
Persistent link: https://www.econbiz.de/10015075642
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Hyperbolic discount functions, undersaving, and savings policy
Laibson, David I. - 1996
Persistent link: https://www.econbiz.de/10000593268
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Personal retirement saving programs and asset accumulation : reconciling the evidence
Poterba, James M.; Venti, Steven F.; Wise, David A. - In: Frontiers in the economics of aging, (pp. 23-106). 1998
Persistent link: https://www.econbiz.de/10001381790
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Optimal defaults
Choi, James J.; Laibson, David I.; Madrian, Brigitte C.; … - In: The American economic review 93 (2003) 2, pp. 180-185
Persistent link: https://www.econbiz.de/10001777106
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The Availability and Utilization of 401(K) Loans
Beshears, John; Choi, James J.; Laibson, David I.; … - 2011
We document the loan provisions in 401(k) savings plans and how participants use 401(k) loans. Although only about 22% of savings plan participants who are allowed to borrow from their 401(k) have such a loan at any given point in time, almost half had used a 401(k) loan over a longer,...
Persistent link: https://www.econbiz.de/10014181245
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The Availability and Utilization of 401(K) Loans
Beshears, John - 2011
We document the loan provisions in 401(k) savings plans and how participants use 401(k) loans. Although only about 22% of savings plan participants who are allowed to borrow from their 401(k) have such a loan at any given point in time, almost half had used a 401(k) loan over a longer,...
Persistent link: https://www.econbiz.de/10013123978