More than 65 million poor people have accessed microcredit schemes and about three quarters of them are women. This paper addresses the challenging issue of whether the microcredit programmes are tools for empowering poor women. For this purpose the problem is identified as ― to what extent...

The micro-credit programs provide a two-tiered approach to the credit facilities for the purchase of capital equipments in order to promote the self-employment and the noncredit services. This paper addresses the challenging issue of whether microcredit programmes are tools for enhance the self...