Many middle-income workers save for retirement through 401(k) plans. This study addresses the concern that low account … balances of older workers may indicate that these vehicles are not sufficient to insure adequate retirement savings. In … economics, does not seem to hold for 401(k) saving behavior. Furthermore, the investment strategy of dollar cost averaging does …

accumulated. -- private pensions ; non-wage compensation ; financial literacy ; investment behavior ; 401(k) plans ; retirement …Many middle-income workers save for retirement through 401(k) plans. This study addresses the concern that low account … balances of older workers may indicate that these vehicles are not sufficient to insure adequate retirement savings. In …

saving choices in an uncertain world, and applies that model to analyze the effects of the stock market bubble on retirement …This paper specifies and estimates a structural dynamic stochastic model of the way individuals make retirement and … behavior. The model includes individual variation both in retirement preferences and in time preferences. Estimates are based …

expectations and planned behavior. Wealth shocks are associated with upward adjustments of expectations about retirement age …

. Workers setting aside money for retirement are often sedentary investors. Mutual funds are the mainstay vehicle for retirement …

size and policy uncertainty factors are systematically priced with significant premiums. Momentum premium has vanished in …