This article outlines the recommendations of the UK Pensions Commission, and the data and analysis on which they were based, including projections of demographic change, trends in private pension saving, and evolution of the state pension system. The Commission concluded that without reform,...

This paper develops a typology of welfare services and attempts to illustrate its use in clarifying discussions about the privatisation of welfare and in analysing changes in expenditure. A third dimension, which concerns the extent of the consumer's decision-making power and turns on the...