This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …

This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …

This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …

The contraction in health care consumption at the start of the pandemic provides insight into central economic … questions of waste and productivity in the U.S. health care system. Using linked mortality and Electronic Medical Records, we …-year mortality by 29.7 deaths per 10,000 among compliers, implying that a 10% increase in health care appointments reduces mortality …

that the donor may be sure to get a tax benefit. We interpret this function as insurance and test the option to insure … donations in the lab. Our participants indeed have a positive willingness to pay for insurance against either risk. Yet the … insurance option is only critical for their willingness to donate to a charity if the uncertainty affects the proper use of …

partial insurance of parental investments against permanent income shocks, but the magnitude of the estimated responses is … small. We cannot reject the hypothesis full insurance against temporary shocks. Another interpretation of our findings is … that there is very little insurance available, but the fact that skill is a non-separable function of parental investments …

partial insurance of parental investments against permanent income shocks, and we cannot reject the hypothesis full insurance … 10% of family income leads, at most, to an increase in investments of 1.3% of a standard deviation. -- insurance ; human …

The 21st century has been a period of rising inequality in both income and health. In this study, we find that … the largest health gains during the last several decades. Nor was higher dispersion in mortality caused entirely by the … that high-income states in 1992 were better able to enact public health strategies and adopt behaviors that, over the next …

levels of exclusion. Pairing our framework with hospital and insurance demand estimates from Ho and Lee (2017), we compare …

A life care annuity is a bundled insurance product comprised of a life annuity and long-term care insurance. Some … positive correlation between the two risks and the presence of adverse selection in the life care annuity market. We also … address the pricing risk and solvency risk insurance companies face when providing life care annuities …