This study provides a framework for establishing Stress Test on NPAs among Priority Sector. As State Bank of India is the leading Public Sector Bank in the country, its exposure to NPAs specifically to sector based exposure on outstanding amounts and its prediction could be a guiding post for...

Stress testing in Banks is crucial for risk mitigation both from regulatory and managerial standpoint. The U.S. sub-prime crisis of 2008 triggered economic recession across the globe and various agencies like financial institutions, regulators, credit agencies, government policies, and...