This paper investigates consumer demand, competition and welfare in the Turkish deposit and credit markets in 2002-2009 period by using banks'market shares in these markets. A discrete choice structural demand model developed by Berry (1994) is employed in the estimations. As market shares...

In light of the importance of banking sector outreach and given concerns that competition may adversely affect it, this study explores the empirical linkage between banking structure and outreach in Turkey for the period 1988-2010. Bank-, province-, and bank-province-level estimation results...

This paper examines how small and medium-size enterprises (SMEs) in Istanbul managed their financial needs during the COVID-19 pandemic. A unique survey was conducted in May-June 2021 to analyze the effect of the pandemic on financial conditions and access to finance. The paper maps the...