We study risk-based selection into a voluntary unemployment insurance (UI) scheme. To disentangle behavioral effects … from selection, we exploit variation in the sign-up induced by an early retirement scheme embedded into the UI system. We … combine an event study with a differencein-difference approach applied to Danish register data to quantify the selection. We …

We propose a dynamic production function of population health and mortality from birth onwards. Our parsimonious model …

-ante leverage and insurance decisions are associated with aggregate demand externalities. The competitive equilibrium allocation is … constrained inefficient. Welfare can be improved by ex-ante macroprudential policies such as debt limits and mandatory insurance …

-ante leverage and insurance decisions are associated with aggregate demand externalities. The competitive equilibrium allocation is … constrained inefficient. Welfare can be improved by ex-ante macroprudential policies such as debt limits and mandatory insurance …

examines the effect of credit, insurance, and poverty (defined as more than just low income). It also explains bonded child …