We analyze the competitive effects of various interconnection regimes. Compared to the case in which platforms are not interconnected, we find that implementing within-group interconnection by a dominant group of platforms could reduce market prices and raise the interconnected platforms’...

We investigated the value of credit borrowers’ social media posts, such as microblog posts, in the prediction of their credit risk. We used a mixed methodology to enhance credit assessment models with theory-driven features. On the basis of general strain theory, we proposed a set of...