Dynamic hybrid products emerged in 2007 and are now well established in the German life insurance market. In this article, we study interaction effects between dynamic hybrid products and traditional deferred annuity contracts, that are sold by the same insurance company. The key question we...

This chapter shows the possibility of introducing the usage-based insurance (UBI) for the sake of the individualisation of compulsory motor Third-Party liability insurance premiums with the aim of achieving the stability in Central and Eastern European markets and bringing them closer to the...

To strategically segment a market a firm must categorize consumers more finely than its competitors and set its prices within those categories to simultaneously create adverse selection problems for its competitors and exploit those problems to increase its profits and market share. Recent...