Insurance is a contract whereby one party (the policyholder) promises and makes a payment or series of payments in exchange for the second party’s (the insurance company’s) promise to indemnify the policyholder for losses covered under the terms of the policy. Perhaps it is easier to just...

This book is about risk management in the public sector, in general, and particularly risk management in public sector organisations. Risk management in the public sector is a much broader topic than risk management in public sector organisations because it touches on many issues of a public...