Economists have extensively analyzed the regulation of banks and the banking industry, but have devoted considerably … less attention to bank supervision as a distinct activity. Indeed, much of the banking literature has used the terms … "supervision" and "regulation" interchangeably. This paper provides a heuristic review of the economics literature on …

The 2011--2013 rule-making process for the regulation of qualified mortgages was correlated with a reduction in …

Hub-and-spoke regulation, where a central regulator with legal power over firms delegates monitoring to local … findings suggest that field level interaction is an important part of regulation, and that distancing supervisors from banks to …

higher adjustment costs, due to the weaker governance and stricter regulation, the adjustment is significantly slower. Banks … monitoring and have more competitive banking systems. Identifying the drivers of banks' adjustment speed towards target capital … ratios contributes to our understanding of which settings influence (i) the pro-cyclicality of capital regulation and (ii …

combination of liquidity regulation ex ante and lender of last resort policy ex post can maximize investor payoff. In contrast …, both “narrow banking” and imposing equity requirements as a buffer are inferior mechanisms for coping with systemic …

lobbying on banking regulation and supervision by reviewing recent empirical evidence. Third, we discuss the effect of the … rising influence of the banking industry on the global financial crisis. Finally, we conclude with policy implications …