examination of credit files of five leading German banks, thus relying on information actually used in the process of bank credit … decision-making and contract design. In particular, bank internal borrower ratings serve to evaluate borrower quality, and the … bank's own assessment of its housebank status serves to identify information-intensive relationships. Additionally, we used …

We studied information and interaction processes in six lending relationships between a universal bank and medium sized …, bank monitoring is based mainly on cheap, retrospective and internal data. In case of distress, more expensive, prospective … firm's investments might leave the bank in a very strong bargaining position and distort investment incentives. Therefore …

intensive interaction between banks and firms, often described as Hausbank relationships. Links between banks and firms include … what non-bank shareholders achieve. Proxy-voting rights apparently do not provide a significant means for banks to exert … management control. Most of the recent evidence regarding small firms suggests that a Hausbank relationship can indeed be …

, small, and innovative firms) have a multitude of bank lenders, where one may be special in the sense of relationship lending …. However, theory does not tell us a lot about the economic rationale for relationship lending in the context of multiple bank … financing. To fill this gap, we analyze the optimal debt structure in a model that allows for multiple but asymmetric bank …

relationship bank, but not to a transaction bank. We show that borrowers self-select to relationship banks depending on whether …

focus on bank loans rather than cash flow. Our results show that investment is sensitive to bank loans for unconstrained … unconstrained firms use bank loans to finance trade credit provided to other firms. Our results illustrate alternative mechanisms … that firms employ both as borrowers and lenders (100 words). -- SMEs ; financing constraints ; bank lending ; trade credit …

this method they provide a community description of the Japanese bank-firm credit network, getting evidence of a … strengthening of communities over time and finding support for the well-known Japanese main ''bank'' system. Thus, the authors find …

decomposition method. To illustrate this method they provide a community description of the Japanese bank-firm credit network …, getting evidence of a strengthening of communities over time and finding support for the well-known Japanese "main bank …