This paper addresses the limits placed on access to justice in the context of social services, with a particular, but not exclusive, focus on the United Kingdom, across five central platforms: legal representation, the financial barriers, the structure of the programme, the attitude of the...

For most households in the U.S., the largest proportion of net worth is owner-occupied housing. We show that incorporating frictions associated with housing market into the life cycle framework generates a long-run welfare gain of eliminating social security almost twice as much as in a standard...