Characteristics of families with a negative net worth are explored using data from the 1992 Survey of Consumer Finances. Life cycle theory is applied to predict which households have a negative net worth. Logit analysis showed that well educated young households who might expect increasing...

Financial planners and advisors have recently started to recognize that human capital must be taken into account when building optimal portfolios for individual investors. But human capital is not just another pre-endowed asset class that must be included as part of the portfolio frontier. An...

To accurately predict the gravity separation distribution rate and thus the product yield during the design and management of coal preparation plants, a modified hyperbolic tangent model was proposed to derive direct calculation formulas for heavy-medium and water-medium separation distribution...