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Deductibles are commonly used to tame increasing health care costs. Numerous studies find that higher deductibles reduce health care utilization. In this paper we compare utilization in Switzerland between two health care plans with deductibles of 1,500 CHF and 2,500 CHF (1CHF = 1$) per calendar...
Persistent link: https://www.econbiz.de/10011440425
Deductibles are commonly used to tame increasing health care costs. Numerous studies find that higher deductibles reduce health care utilization. In this paper we compare utilization in Switzerland between two health care plans with deductibles of 1,500 CHF and 2,500 CHF (1CHF =1$) per calendar...
Persistent link: https://www.econbiz.de/10012997086
Persistent link: https://www.econbiz.de/10000899464
Persistent link: https://www.econbiz.de/10001370929
Persistent link: https://www.econbiz.de/10001414520
This paper proposes a test for the existence and degree of contagious presenteeism and negative externalities in sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior and derive testable conditions. Then, we implement the...
Persistent link: https://www.econbiz.de/10012970324
The main challenge in studying economic inequality is limited data availability, which is particularly problematic in developing countries. We construct a measure of economic inequality for 234 countries/territories from 1992 to 2013 using satellite data on night lights and gridded population...
Persistent link: https://www.econbiz.de/10013241424
In this paper we analyze the relationship between Jacks-of-all-trades (JAT) and their cognitive and non-cognitive skills using a sample of entrepreneurs. Extending Lazear's work, we develop a complementary measure for broad skills. By comparing both measures, we find two distinct types of...
Persistent link: https://www.econbiz.de/10013118512
We model a sovereign debt manager who has a prediction of the budget deficit and needs to raise debt at the beginning of the budget period. In this setting, the sovereign may issue debt in excess of expected funding needs – a precautionary cash buffer – as a measure of self-insurance against...
Persistent link: https://www.econbiz.de/10012900145
This paper exploits temporal and spatial variation in the implementation of US sick pay mandates to assess their labor market consequences. We use the Synthetic Control Group Method (SCGM) and the Quarterly Census of Employment and Wages (QCEW) to estimate the causal effect of mandated sick...
Persistent link: https://www.econbiz.de/10013247841