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Reverse Mortgage and Senior Property Tax Relief

Miller, Joshua - 2018

Home Equity Conversion Mortgage (HECM) loans experience high rates of property tax default (IFE, 2016; CFPB, 2012 …

Persistent link: https://www.econbiz.de/10012919212

Reverse mortgages and senior property tax relief

Miller, Joshua J.; Nikaj, Silda; Lee, Jin Man - In: Journal of housing economics 44 (2019), pp. 26-34

Persistent link: https://www.econbiz.de/10012268056

Breakeven Determination of Loan Limits for Reverse Mortgages Under Information Asymmetry

Pu, Ming - 2014

Since the loan limit of a reverse mortgage is a major concern for the borrower as well as the lender, this paper … crucial determinants for reverse mortgage loan limits, such as initial housing price, expected housing price growth, house … mortgage lenders' informational advantage over reverse mortgage borrowers concerning housing market risk. In reverse mortgage …

Persistent link: https://www.econbiz.de/10013056559

Breakeven Determination of Loan Limits for Reverse Mortgages under Information Asymmetry

Pu, Ming - 2012

Since the loan limit of a reverse mortgage is a major concern for the borrower as well as the lender, this paper … crucial determinants for reverse mortgage loan limits, such as initial housing price, expected housing price growth, house … asymmetry between lenders and elderly borrowers with respect to the beliefs on housing market risk. In reverse mortgage markets …

Persistent link: https://www.econbiz.de/10013115155

Household Demand for Private Long Term Care Insurance : An Exploratory Note

Chatterjee, Swarn - 2018

This study uses the most recent wave of the Health and Retirement Study (HRS) to examine participation of aging households in the long-term care insurance market. Results suggest that households who perceived a need to move to a nursing home within the next five years and households with higher...

Persistent link: https://www.econbiz.de/10012932807

Analyzing an elder's desire for a reverse mortgage using an economic model that considers house bequest motivation, random death time and stochastic house price

Chiang, Shu Ling; Tsai, Ming-shann - In: International review of economics & finance : IREF 42 (2016), pp. 202-219

Persistent link: https://www.econbiz.de/10011625110

When Do Property Taxes Matter? Tax Salience and Heterogeneous Policy Effects

Gindelsky, Marina; Moulton, Jeremy Grant; Wentland, Kelly; … - 2023

Taxes create incentives; yet, the potency of these incentives may depend on the salience and households’ perceptions of the tax itself. We investigate this issue in the context of property taxes, exploring how accurately households perceive their property tax liabilities and what factors...

Persistent link: https://www.econbiz.de/10014344913

Compliance spillovers across taxes : the role of penalties and detection

López-Luzuriaga, Andrea; Scartascini, Carlos G. - 2018

What happens when the tax authority increases enforcement in one tax with compliance in other taxes? The very little evidence available is not conclusive. This paper presents a very simple analytical model that shows the conditions under which spillovers could be positive or negative in the...

Persistent link: https://www.econbiz.de/10011959524

Compliance spillovers across taxes : the role of penalties and detection

Lopez-Luzuriaga, Andrea; Scartascini, Carlos G. - In: Journal of economic behavior & organization : JEBO 164 (2019), pp. 518-534

Persistent link: https://www.econbiz.de/10012145199

Taxing Zombies : Killing Zombie Mortgages with Differential Property Taxes

Weber, David P. - 2017

“zombie mortgage” is meant to, and hopefully does, evoke images of undead mortgages that are nearly impossible to eliminate …

Persistent link: https://www.econbiz.de/10012956047