retirement security, enhancing welfare by up to 20% of retiree plan accruals. …

) savings plans such as the 401(k) is the risk of “leakage” -- pre-retirement reductions in plan savings by workers, either … approximately two-thirds of the impact of diminished retirement savings due to leakage was associated with the cashouts that … of retirement savings leakage, actually account for the smallest amount of pre-retirement savings loss. To highlight new …

The two main savings vehicles designed for accumulating assets for retirement are individual retirement accounts (IRAs …) and employment-based retirement savings plans such as 401(k) plans. This paper examines the ownership of IRAs (in … accumulating assets for retirement, not all Americans have access to 401(k)-type plans or use either of these plans to save …

-mandatory retirement savings. Therefore we analyze the intra-household allocation of retirement savings between partners in Germany taking …. These results additionally show a "crowding-in" of total retirement savings amounts between spouses, probably due to some … "peer effect". The unitary model of household decision making can thus be rejected with respect to retirement savings. …

We document the pattern by which Canadians de-accumulate financial wealth during retirement – and find it rather …-thirds of their financial wealth in tax-sheltered accounts and a third in taxable accounts throughout retirement, regardless of … empirical evidence as motivation to model and solve a retirement consumption problem under longevity risk aversion with …

-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … of household decision making can thus be rejected with respect to retirement savings. …Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be …

to evaluate the adequacy of retirement savings. We find first that the specification of the model's asset structure … on wealth and lifetime earnings we evaluate measures of retirement preparedness. We estimate heterogeneous discount … for retirement preparedness. Notwithstanding this, we find that even quite impatient households in the population we study …

, health care, and retirement planning, all of which are very important for the well-being of the elderly. Our review suggests …