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Job Insecurity, Debt Burdens and Individual Health

Cuesta, Maite Blázquez - 2019

Job insecurity exerts negative effects on self-reported health. Using the Spanish Survey of Household Finances for 2011 …-2014, this paper asks whether and to what extent debt burdens enhance these detrimental health effects. To address potential … that the negative effect of job insecurity on self-assessed health is exacerbated if the individual is over …

Persistent link: https://www.econbiz.de/10012861287

Job insecurity, debt burdens and individual health

Blázquez Cuesta, Maite; Budría, Santiago; Moro-Egido, … - 2019

Persistent link: https://www.econbiz.de/10012121348

May the Executive Branch Forgive Student Loan Debt Without Further Congressional Action?

Jackson, Howell E.; Mark, Colin - 2021

On April 1, 2021, the Biden Administration announced that Secretary of Education Michael Cardona will consider whether the President has legal authority to forgive up to $50,000 per debtor in student loan debt without further Congressional action. This paper collects the leading arguments for...

Persistent link: https://www.econbiz.de/10013234818

Chapter 8. Student Loans and Repayment : Theory, Evidence, and Policy

Lochner, L.; Monge-Naranjo, A. - In: Handbook of the economics of education : Volume 5, (pp. 397-478). 2016

Rising costs of and returns to college have led to sizeable increases in the demand for student loans in many countries. In the USA, student loan default rates have also risen for recent cohorts as labor market uncertainty and debt levels have increased. We discuss these trends as well as recent...

Persistent link: https://www.econbiz.de/10014025213

Student loans and repayment : theory, evidence and policy

Lochner, Lance; Monge-Naranjo, Alexander - 2014

Rising costs of and returns to college have led to sizeable increases in the demand for student loans in many countries. In the U.S., student loan default rates have also risen for recent cohorts as labor market uncertainty and debt levels have increased. We discuss these trends as well as...

Persistent link: https://www.econbiz.de/10010457242

Intergenerational Equity, Student Loan Debt, and Taxing Rich Dead People

Haneman, Victoria J. - 2020

Persistent link: https://www.econbiz.de/10012848438

Experimental Evidence on Consumption, Saving, and Family Formation Responses to Student Debt Forgiveness

Jabbari, Jason; Roll, Stephen; Despard, Mathieu; … - 2022

As policy-makers grapple with whether or not to forgive student debt, for who, and how much, it is important to explore how student debt forgiveness would relate to intended household decisions and behaviors. We conducted a survey experiment that asked participants with student debt to imagine a...

Persistent link: https://www.econbiz.de/10013405375

A Theory of Inefficient College Entry and Excessive Student Debt

Fedaseyeu, Viktar; Strohush, Vitaliy - 2017

When workers are myopic and the amount of financing provided by the government is sufficiently large, some workers acquire education even if they are better off without it. We show that government-provided loans generate a propagation mechanism that exacerbates inefficient college entry....

Persistent link: https://www.econbiz.de/10014171487

A Simple Model of Financial Crises : Household Debt, Inequality and Housing Wealth

Senner, Richard - 2018

In the aftermath of the 2008 financial crisis, the GDPs of the US and the eurozone have grown astonishing slowly and have not yet recovered their pre-crisis rates, as of 2016. Here, we argue that, in order to escape further sluggish growth, we need to diagnose the present ailments as rooted in...

Persistent link: https://www.econbiz.de/10012919577

Household Debt : Facts, Puzzles, Theories, and Policies

Zinman, Jonathan - 2014

Borrowing decisions affect most households, with large stakes and implications for subfields as varied as macroeconomics and industrial organization. I review theoretical and empirical work on household debt: its prevalence, level, growth, and composition, as well as various measures of consumer...

Persistent link: https://www.econbiz.de/10013047673