We use unique data on banks' private risk assessments of corporate borrowers to quantify how competition among banks … affect the risk sensitivity of interest rates in the Norwegian credit market. We show that an increase in competition makes … channel of how the competition-fragility nexus can operate. …

) relationship between the standard deviation (coefficient of variation) and the average in bank lending-rate markups. In a …. Normatively, under a given inflation target, welfare gains arise if a central bank can use additional liquidity-provision (or tax …

This study examines the relationship between branching, lending, and competition in Pakistani banks. Due to … that geographic diversification and distance between bank branches and headquarters do not affect the performance of the …. The study recommends an important policy regarding branch management and its effect on bank performance. …

bank market power and competition at the local level, and I use both a difference-in-difference-in-differences (DDD) design …This paper studies how bank market power affects firm creation in innovative industries. Theoretically, I show that the … effect of bank market power is ambiguous. I exploit a 2012 policy intervention in Italy, designed to foster firm creation in …

The paper examines how loan portfolio diversification drives bank returns, mainly focusing on the conditioning roles of … increased sectoral loan portfolio diversification reduces bank returns, but not all banks are equally affected. Banks that … adopted a business model towards non-interest activities are hurt less from loan portfolio diversification, and bank market …

inequality are characterized by dynamism-a drive toward sophisticated export industries, innovation, and creative destruction and … a high level of competition. What a country produces and how much it competes domestically and internationally are …

-sized enterprises (SMEs), this study seeks to identify the effect of bank market power on aggregate growth components. We test for a pre …-crisis sample whether bank market power spurs or hinders the reallocation of resources across informationally opaque firms … in Germany. The results show that bank markups spur aggregate SME growth, primarily through technical change and the …