This paper explores the effects of a long-term low interest environment as it pertains to general economic growth, the stock and bond market, the wealth gap, and retirees. The Federal Reserve (Fed) will often lower interest rates during periods of economic slowdown (like a recession) to...

More formally, every machine learning algorithm depends on 3 things which need to be able to be programmed. First, there needs to exist an experience set, sometimes called a training set. This is data that the algorithm will “learn” from. Next, there needs to be some task, some action that...