Credit risk is a critical issue that affects banks and companies on a global scale. Possessing the ability to accurately predict the level of credit risk has the potential to help the lender and borrower. This is achieved by alleviating the number of loans provided to borrowers with poor...

In the past 20 years, there has been a tremendous increase in the research efforts to explore and understand the nature, antecedents, and consequences of organizational commitment. Research in this area has covered a wide spectrum of topics and has been related to a multitude of antecedents and...