and many more experience non-repayment. The stress of repayments faced by many students results at least in part from the … income-contingent loan (ICL) systems operating in England and Australia, in which monthly repayments are related to the …

For-profit providers are becoming an increasingly important fixture of US higher education markets. Students who attend … than students attending similarly-selective public schools. Because for-profits tend to serve students from more …. The first-stage estimates show that students are much more likely to enroll in a for-profit institution for a given labor …