The current financial crisis has sparked intense debate about how weak banks should be resolved. Despite international …

U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper …

U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper …

in geographies with concentrated banking markets. When banks respond to uncertainty by liquidity hoarding, the potential … network. We estimate that the impairment of any of the five most active U.S. banks will result in significant spillovers to … other banks, with 38 percent of the network affected on average. The impact varies and can be larger on particular days and …

dollar credit supply to non-US firms (relative to banks), mitigating the dollar credit reduction. This increase is stronger … funding, relative to banks. In sum, despite increased risk-taking by less regulated and more fragile nonbanks (relative to … banks), access to nonbank credit reduces the volatility in capital flows-and associated economic activity-stemming from US …

We show that nonbanks (funds, shadow banks, fintech) affect the transmission of monetary policy to output, prices and …, borrowerlender relationships and Gertler-Karadi monetary policy shocks. Higher policy rates shift credit supply from banks to …

The Federal Home Loan Bank (FHLB) System is a large, complex, and understudied government-sponsored liquidity facility … that currently has more than $1 trillion in secured loans outstanding, mostly to commercial banks and thrifts. This paper … the respective roles of the various liquidity facilities would be helpful. …

The Federal Home Loan Bank (FHLB) System is a large, complex, and understudied government-sponsored liquidity facility … that currently has more than $1 trillion in secured loans outstanding, mostly to commercial banks and thrifts. In this … about the respective roles of the various liquidity facilities would be helpful. …

banks in each Europe, Germany and USA between 1994-2009. We identified different main reasons for the banks in each region … to securitize that are in line with observable behavior of market participants. US banks use securitization mainly as … and performance improvement. For German banks securitization seems to be an appropriate funding tool. The proposed …

Using a large panel of US banks over the period 2008-2013, this paper proposes an early warning framework to identify … model by minimizing the error of misclassification of bankrupt banks. Also, it emphasizes better prediction of failure of … banks because it delivers in mean the highest error type II …