We evaluate retirement savings adequacy using a large panel of U.S. workers with a 401(k) account. We model medical … not saving enough for retirement. The dispersion is related to plan features, account balances, but also worker saving …

retirement savings. Our analysis of nine 401(k) plans incorporates the facts that employees frequently leave firms (often before …Medium- and long-run dynamics undermine the effect of automatic enrollment and default savings-rate auto-escalation on …

We explore the proposition that expected longevity affects retirement decisions and accumulated wealth using micro data … drawn from the Health and Retirement Study for the United States. We use data on a person's subjective probability of …. These findings are consistent with the view that retirement decisions are driven by institutional constraints and incentives …

We explore the proposition that expected longevity affects retirement decisions and accumulated wealth using micro data … drawn from the Health and Retirement Study for the United States. We use data on a person's subjective probability of …. These findings are consistent with the view that retirement decisions are driven by institutional constraints and incentives …

We explore the proposition that expected longevity affects retirement decisions and accumulated wealth using micro data … drawn from the Health and Retirement Study for the United States. We use data on a person's subjective probability of …. These findings are consistent with the view that retirement decisions are driven by institutional constraints and incentives …