This paper compares the stability of the U.S. Dual Banking system's two bank groups, national and state banks, in light … question asks to whether or not the respective regulatory agencies of both bank groups are responsible for these changes in … liquidity-related problems than the FDIC. The paper is the first of its kind to analyze bank fragility around the escalation of …

A growing body of literature indicates that competition increases bank soundness. Applying an industrial organization … bank soundness. We find evidence that competition robustly increases bank soundness, via the efficiency channel. … role in the transmission from competition to soundness. We use a two-pronged approach. First, we employ Granger causality …

financial services, the number of U.S. bank branches has continued to increase steadily over time. Further, an increasing … lower bank-average deposits per branch and roughly equal volumes of small business loans per branch, but no reduction in net …-sized branch networks had lower bank-average deposits and small business loan volume per branch, but had lower net deposit costs …

financial services, the number of U.S. bank branches has continued to increase steadily over time. Further, an increasing …") had lower bank-average deposits per branch and roughly equal volumes of small business loans per branch, but no reduction …, mid-sized branch networks had lower bank-average deposits and small business loan volume per branch, but had lower net …

enables a bank to lend more and increase profits due to economies of scale associated with compliance costs. Exploiting the … result, overall stability of the banking industry is promoted while small bank loan market concentration rises and total … small bank lending drops by 13% …

The German financial system is characterized by lower degrees of penetration by foreign commercial banks and of (bank …