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Enhancing the financing of the real economy and financial stability in the United Kingdom

Havrylchyk, Olena; Kierzenkowski, Rafał - 2015

The banking sector in the United Kingdom (UK) was deeply affected by the crisis. Bank credit has collapsed reflecting both weak demand and tighter supply. New prudential requirements have improved the resilience of the banking sector and a number of measures were taken to support credit supply....

Persistent link: https://www.econbiz.de/10011399564

Housing consumption and investment : evidence from shared equity mortgages

Benetton, Matteo; Bracke, Philippe; Cocco, João F.; … - In: The review of financial studies 35 (2022) 8, pp. 3525-3573

Persistent link: https://www.econbiz.de/10013350110

How do House Prices Respond to Mortgage Supply?

Barone, Guglielmo - 2020

-2015, we build an exogenous and fully data-driven indicator of mortgage supply stances and use it as an instrument for actual …

Persistent link: https://www.econbiz.de/10012827456

The empirical modelling of house prices and debt revisited : a policy-oriented perspective

Boug, Pål; Hungnes, Håvard; Kurita, Takamitsu - 2021

levels through the mortgage interest rate, which enables the central bank to reduce large fluctuations and bubble tendencies …

Persistent link: https://www.econbiz.de/10012800701

Household Debt, House Prices and Consumption in the United Kingdom : A Quantitative Theoretical Analysis

Waldron, Matt - 2010

Household debt and house prices in the United Kingdom rose substantially between 1987 and 2006. In this paper we use a calibrated overlapping generations model of the household sector to examine the extent to which changes in demographics, lower inflation, and a lower long-run real interest rate...

Persistent link: https://www.econbiz.de/10013146979

New Mortgage Lenders and the Housing Market

Szumilo, Nikodem - 2019

This paper examines how a new lender affects local mortgage and housing markets around its branches. Specifically, I … demonstrate the impact on mortgage supply, house prices and repossessions. I use the decision of the European Commission to force … resources to the economy. The results show that incumbent banks increase mortgage lending in areas where the new bank has its …

Persistent link: https://www.econbiz.de/10012899421

Household Debt and House Prices-at-Risk : A Tale of Two Countries

Alter, Adrian - 2020

To identify and quantify downside risks to housing markets, we apply the house price-at-risk methodology to a sample of 37 cities across the United States and Canada using quarterly data from 1983 to 2018. This paper finds that downside risks to housing markets in the United States have...

Persistent link: https://www.econbiz.de/10012836538