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US Bank Credit Spreads During the Financial Crisis

Spencer, Peter D. - 2017

stressed credit markets and confirms their superior performance in explaining the behavior of Credit Default Swap rates for the …

Persistent link: https://www.econbiz.de/10012954808

Global Banks and Syndicated Loan Spreads : Evidence from U.S. Banks

Liu, Edith X. - 2017

This paper explores the relationship between bank global exposure and their syndicated loan spreads. Linking syndicated loan information from Dealscan with confidential US bank foreign exposure data and borrower characteristics, we find that more bank global exposure is associated with a higher...

Persistent link: https://www.econbiz.de/10012965831

Loan Sales and Bank Liquidity Risk Management : Evidence from a U.S. Credit Register

Irani, Rustom M. - 2015

share ownership in the secondary market using data from the Shared National Credit Program, a credit register of syndicated … importance of bank liquidity risk management as a motivation for loan sales, in addition to the credit risk transfer motive …

Persistent link: https://www.econbiz.de/10013028630

The loan puzzle : a study of loans to different groups in the USA.

Cafiso, Gianluca - 2020

We study loans from banking and non-banking lenders to different groups of borrowers in order to unveil significant differences on how those respond to a shock and evaluate possible alternative explanations for such differences. The objective is to gain insights useful to explain the loan...

Persistent link: https://www.econbiz.de/10012194423

Bringing "honest capitalʺ to poor borrowers : the passage of the uniform small loan law, 1907-1930

Carruthers, Bruce G.; Guinnane, Timothy; Lee, Yoonseok - 2009

; small loans ; consumer credit ; usury laws …

Persistent link: https://www.econbiz.de/10003841394

Is weather important for US banking? : a study of bank loan inefficiency

Apergēs, Nikolaos; Artikis, Panayiotis G.; Mamatzakis, … - In: Journal of applied finance & banking 2 (2012) 3, pp. 1-38

The impact of strong emotions or mood on decision making and risk taking is well recognized in behavioral economics and finance. Yet, and in spite of the immense interest, no study, so far, has provided any comprehensive evidence on the impact of weather conditions. This paper provides the...

Persistent link: https://www.econbiz.de/10009565392

GSIB Surcharges and Bank Lending : Evidence from U.S. Corporate Loan Data

Favara, Giovanni - 2020

reallocation of credit supply across financial institutions …

Persistent link: https://www.econbiz.de/10012825310

Nonbanks, banks, and monetary policy : U.S. loan-level evidence since the 1990s

Elliott, David; Meisenzahl, Ralf R.; Peydró, José-Luis; … - 2022

the distribution of risk via credit supply. For identification, we exploit exhaustive US loan-level data since the 1990s …, borrowerlender relationships and Gertler-Karadi monetary policy shocks. Higher policy rates shift credit supply from banks to …, higher policy rates increase risk-taking, as less-regulated, fragile nonbanks -in all credit markets- expand supply to …

Persistent link: https://www.econbiz.de/10013259697

Commercial Real Estate Loan Performance at Failed U.S. Banks

Nichols, Joseph - 2011

Commercial real estate loans, in particular construction and land loans, have become a simultaneously one of the most significant sources of risk for regional and small banks while remaining one of the least understood and studied types of debt. The lack of loan-level data on land, construction,...

Persistent link: https://www.econbiz.de/10013120587

TARP effect on bank lending behaviour : evidence from the last financial crisis

Puddu, Stefano; Waelchli, Andreas - 2015 - This version: April 2014

Using a unique data set based on US commercial banks and county level loan origination for the period 2005-2010, we measure whether banks that benefited from the Troubled Asset Relief Program (TARP) increase small business loan originations. We propose an identification strategy which exploits...

Persistent link: https://www.econbiz.de/10011410414