Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Although the term usury conjures images of a greedy individual consciously acting to exploit the weak bargaining position of another by deceitful and even fraudulent means, we consider it as...

Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Systemic usury exploits poverty by shifting usury into additional products and leveraging usury gains by stringing together individual loan agreements. This paper reviews the economic...

Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Although the term usury conjures images of a greedy individual consciously acting to exploit the weak bargaining position of another by deceitful and even fraudulent means, we consider it as...

Das vorliegende Gutachten versucht aus Sicht des Verbraucherschutzes die Richtlinien-Entwürfe kritisch zu durchleuchten und Änderungsvorschläge sowie Anmerkungen zu machen. Das Gutachten kann hierbei nur Anregungen geben, deren technische Umsetzung im einzelnen auszuarbeiten wäre. Es ersetzt...