The emergence of large technology firm’s (so-called BigFinTechs) in payments systems through mobile account payment services has increased financial inclusion among marginalized unbanked segments globally. Since the last global crisis, especially after the emergence of the COVID-19 pandemic,...

Since the crypto winter began in early 2022, several market crashes and institutional collapses of crypto intermediaries, particularly Three Arrows Capital and, recently FTX—have ravaged the innovative financial ecosystem. Among global regulators, the major discourse is no longer the full...