Homeowners insurance must be priced in accordance with the insured risk and associated costs. Any legitimate insurance arrangement, public or private, must manage its exposure so that it can satisfy its claims obligations if a disaster occurs. Following the devastating hurricane season that...

Using the Health and Retirement Survey, this paper finds a 16 percent selectivity-corrected wage penalty among women who engage in intermittent labor market activity. This penalty is experienced at a low level of intermittent activity but appears not to play an important role in a woman's...

This paper introduces and proposes a policy application for a new Equal Employment Opportunity (EEO) Index. The index is comprised of multiple measures of employers' human resource management outcomes and is designed to reflect employers' systemic EEO efforts. The index is applied to industry...