financial stability. Our analysis suggests that, going into the financial crisis, banks' disclosures about relevant risk … exposures were relatively sparse. Such disclosures came later after major concerns about banks' exposures had arisen in markets …. Similarly, banks delayed the recognition of loan losses. Banks' incentives seem to drive this evidence, suggesting that …

levy was implemented supply more credit. This increase is more significant for larger lenders and banks that are more … banks' liabilities thereby decreasing the cost of equity relative to the cost of debt. Using a difference …-in-differences approach we assess the impact of this tax levy on banks' participation in the syndicated loan market. We further investigate …

alongside householdlevel credit and consumption data from Germany. Regional banks that are highly exposed to fluctuations in … margin. Improved access to credit enables lower-income customers of exposed banks to increase non-durable consumer spending … credit not only in emerging markets but also in advanced economies. These foreign bank flows can drive local credit credit …

access credit, not only in emerging markets but also in advanced economies. Using supervisory bank-level data alongside … household credit and consumption data from Germany, we study how lending to households was impacted by the influx of cross …. Regional banks that were highly exposed to fluctuations in foreign capital inflows increased consumer lending to riskier, lower …

Credit affects individuals' perceptions and experiences of inequality. Having access to credit enables those in lower … in all, credit may help smooth out class and status differences. This article looks at the impact of credit on citizens … negative association between credit use and public support for redistribution …

. This creates challenges for banks. Using a sample of 3,385 banks from 47 countries from 2005 to 2013, we find that a one …