We calculate social and private cost for the use and production of payment services in Norway for 2007. The calculations include banks', merchants' and households' cost for cash, cards and giro payments. The social cost is calculated to be 0.49 % of GDP, or NOK 11.16 billion. Costs are also...

In this memo, questionnaires for the study: "Costs in the Norwegian payment system" are shown. The study included three surveys, towards Merchants, Households and Banks.