This paper has re-examined the role of Land Bank of the Philippines, a government-owned bank, in light of the recent reforms and developments in the Philippine financial markets. It recommends that the Land Bank should shed off its commercial and investment functions, which can very well be done...

This paper has reviewed existing policies and programs to encourage banks to expand their financial services to micro, small- and medium-sized enterprises (MicSMEs) and poor households. The overall policy environment for promoting microfinance in the Philippines has indeed considerably improved...

This paper examines the development of microfinance market from the household perspective as it relates to poverty alleviation. It employs poverty decomposition and dominance analysis. The analysis was divided into four components: comparison between beneficiaries of community-oriented financial...

This paper has re-examined the role of Land Bank of the Philippines, a government-owned bank, in light of the recent reforms and developments in the Philippine financial markets. It recommends that the Land Bank should shed off its commercial and investment functions, which can very well be done...

This paper examines the development of microfinance market from the household perspective as it relates to poverty alleviation. It employs poverty decomposition and dominance analysis. The analysis was divided into four components: comparison between beneficiaries of community-oriented financial...

This paper has reviewed existing policies and programs to encourage banks to expand their financial services to micro, small- and medium-sized enterprises (MicSMEs) and poor households. The overall policy environment for promoting microfinance in the Philippines has indeed considerably improved...

A subset of the informal financial institutions that has been recently used as lending conduits of special credit programs is the credit union system. However, they often face some resource constraints which prevent them from satisfying the credit demands of their members on time. Access to...