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We examine the contractual implications of lender trust in bank loan contracts. We measure a lender's trust using the …
Persistent link: https://www.econbiz.de/10012899252
The preference of microfinance institutions for women borrowers is generally attributed to two reasons: women borrowers are more trustworthy and have greater social impact. However, the role of social trust with regard to this gender preference has not been adequately investigated. Controlling...
Persistent link: https://www.econbiz.de/10013034424
firm's chief executive officer (CEO) facial trustworthiness into bank loan contracting. We find that banks tend to grant …
Persistent link: https://www.econbiz.de/10012841598
information to bank loan lenders …
Persistent link: https://www.econbiz.de/10012841942
It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank … social capital factors, and the styleof the bank-borrowerrelationship. Along with bank, firm, and market factors, trust …
Persistent link: https://www.econbiz.de/10012632147
many of these loans are held by more than one bank. We study differences in banks' estimates of risk parameters used to … parameters affect bank credit supply …
Persistent link: https://www.econbiz.de/10013065553
to bank governance we document that a higher share of financial experts on the supervisory board is associated with more …
Persistent link: https://www.econbiz.de/10012972256
This paper aims to examine the underlying causes of the sharp reduction in bank lending, which in turn is highlighting … introduces the paper. Section 2 analyzes some drivers of the bank loans market in the current financial crisis. Section 3 … examines the increasing role of standardized bank lending practices that have enlarged the organizational and strategic …
Persistent link: https://www.econbiz.de/10013053669
While the volume of cross-border capital inflow to emerging market economies (EMEs) has been increasing since 1970s, the last three decades have witnessed a more pronounced change in the structure of these cross-border capital flows. In this paper, we document the rise of domestic global banks...
Persistent link: https://www.econbiz.de/10013251109
Some financial institutions can use internally developed credit risk models to determine their capital requirements. At the same time, the regulatory framework governing such models allows institutions to implement diverse rating systems with no specified penalty for poor model performance. To...
Persistent link: https://www.econbiz.de/10012320124