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Homeowners who pay off their mortgages faster than required in order to minimize interest expenses may not be maximizing their wealth. A comparison between a 15-year and a 30-year mortgage payout -- using constant assumptions in regard to mortgage rate, tax rate, investment rate, loan amount,...
Persistent link: https://www.econbiz.de/10009480688
Agricultural research has transformed agriculture and in doing so contributed to the transformation of economies. Economic issues arise because agricultural research is subject to various market failures, because the resulting innovations and technological changes have important economic...
Persistent link: https://www.econbiz.de/10009485648
adoption and schooling decisions, and show that in this environment the required productivity/distortion differences are much … smaller. The schooling and technology adoption features of the model amplify the effects of productivity … disparity than a standard model. Moreover, I find that it is the interaction between the technology adoption and schooling …
Persistent link: https://www.econbiz.de/10009447274
developed host country only when the host country obtains a threshold level of secondary schooling. Borensztein et al. (Journal … quantity and the quality of education. We adjust the original schooling data in Borensztein et al. (Journal of International … between inward FDI and schooling still exists, but the threshold level of schooling in our study is lower than the threshold …
Persistent link: https://www.econbiz.de/10009484494
Neoclassical analysis of the labor market and its institutions. A systematic development of the theory of labor supply, labor demand, and human capital. Topics discussed also include wage and employment determination, turnover, search, immigration, unemployment, equalizing differences, and...
Persistent link: https://www.econbiz.de/10009432547
different margins of adjustment across the income distribution can be rationalized by a model in which preferences for schooling … respect a luxury axiom and the household could forego child labor earnings only when the transfer pushes consumption above …
Persistent link: https://www.econbiz.de/10012523687
In recognizing the importance of entrepreneurship and innovation as the principal drivers of economic growth, this paper focuses on the human attributes that govern the behavior of the entrepreneur and the societal perceptions that influence the human environment in which the entrepreneur...
Persistent link: https://www.econbiz.de/10009485636
confounding factors to explain differences in immigrants’ outcomes in the mortgage market. Using loan-level data from the Spanish …
Persistent link: https://www.econbiz.de/10012816893
Summary of Banco de España Working Paper no. 2203
Persistent link: https://www.econbiz.de/10013267755
-sectors included in this study, as well as the types of market players and specific occupations. Our assessment does not include the …
Persistent link: https://www.econbiz.de/10009435695