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Retirement sorted? : the adequacy and optimality of wealth among the near-retired

Crawford, Rowena; O'Dea, Cormac - 2014

Much of the focus of the UK pensions policy debate over the past decade has been on the adequacy (or otherwise) of …

Persistent link: https://www.econbiz.de/10010402537

Are the Japanese unique? : evidence from household saving and bequest behavior

Horioka, Charles - 2016

In this paper, we attempt to shed light on whether Japanese households are rational or if their behavior is influenced by culture and social norms by examining their saving and bequest behavior. To summarize our main findings, we find that Japan's household saving rate showed great volatility,...

Persistent link: https://www.econbiz.de/10011478422

Household decision making and savings impacts : further evidence from a commitment savings product in the Philippines

Ashraf, Nava; Karlan, Dean; Yin, Wesley - 2006

Commitment devices for savings could benefit those with self-control as well as familial or spousal control issues. We … find evidence to support both motivations. We examine the impact of a commitment savings product in the Philippines on … household decision making power and selfperception of savings behavior, as well as actual savings. The product leads to more …

Persistent link: https://www.econbiz.de/10003810315

Household debt and saving during the 2007 recession

Chakrabarti, Rajashri; Lee, Donghoon; Klaauw, Wilbert … - 2011

increase in saving - at least in 2009 - did not materialize through an increase in contributions to retirement and savings …

Persistent link: https://www.econbiz.de/10008935752

On the basis of (mis)trust? : spousal trust and trustworthiness in household decision making: experimental evidence from India

Sternberg, Henrike; Steinert, Janina; Vollmer, Sebastian - 2021 - This version: April 11, 2021

supplementary receipt of the private device significantly increased the wife's savings in couples with a low level of spousal trust … more effective hiding of the wife's savings amounts, facilitated through the private saving device. From a policy …

Persistent link: https://www.econbiz.de/10012498329

Culture and household saving

Guin, Benjamin - 2017

This paper examines the role of culture in households' saving decisions. Exploiting the historical language borders within Switzerland, I isolate the effect of households' exposure to certain language groups from economic, institutional, demographic and geographic factors for a homogeneous and...

Persistent link: https://www.econbiz.de/10011656184

Uncommitted couples : some efficiency and policy implications of marital bargaining

Aura, Saku - 2002

full efficiency. The effect of the inability to commit across time on the savings level is examined under a tractable …

Persistent link: https://www.econbiz.de/10011511104

The influence of personality traits on private retirement savings in Germany

Schäfer, Konrad C. - 2016 - This version: August 2016

This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … amount of these savings. Results indicate a positive effect for Extraversion and a negative effect for Agreeableness on the …

Persistent link: https://www.econbiz.de/10011527294

The influence of personality traits on private retirement savings in Germany

Schäfer, Konrad C. - 2016

Persistent link: https://www.econbiz.de/10011538182

Interactions between financial incentives and health in the early retirement decision

Garcia-Gomez, Pilar; Galama, Titus J.; Van Doorslaer, Eddy - 2017

We present a theory of the relation between health and retirement that generates testable predictions regarding the interaction of health, wealth and financial incentives in retirement decisions. The theory predicts (i) that wealthier individuals (compared to poorer individuals) are more likely...

Persistent link: https://www.econbiz.de/10011648295