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Essays on consumption, liquidity constraints and fiscal policy

Jappelli, Tullio - 1988

Persistent link: https://www.econbiz.de/10000779814

Monetary policy transmission in different credit markets

Levenk, Natalia - 2024

Persistent link: https://www.econbiz.de/10014469913

Does getting a mortgage affect credit card use?

Fulford, Scott L.; Stavins, Joanna - 2019 - This version: May 2019

Buying a house changes a household's balance sheet by simultaneously reducing liquidity and introducing mortgage …, a new mortgage acquisition has a robust and statistically significant positive effect on credit card utilization - the … acquisition of a new mortgage, consistent with larger down payments leaving households more constrained. …

Persistent link: https://www.econbiz.de/10012101466

Household debt, liquidity constraints and the interest rate elasticity of private consumption

Kärkkäinen, Samu; Silvo, Aino - 2023

We study whether the level of household indebtedness is related to the interest rate elasticity of private consumption. Looking at Finnish aggregate data, we find no robust evidence of increased interest rate elasticity of private consumption even as the household sector's debt-to-income ratio...

Persistent link: https://www.econbiz.de/10014265629