that IRRs deregulation would benefit, rather than hurt, bank earnings. Furthermore, large banks and banks with high growth …This working paper was written by Simon H. Kwan (Federal Reserve Bank of San Francisco).This paper examines the impact … of deposit rate deregulation on the market value of banks in Hong Kong. We do not find that the release of the Consumer …

deregulation unambiguously leads to riskier bank behaviour in terms of higher OBSA adoption …Through the interest rate deregulation and banks' off-balance-sheet activities (OBSAs) in Hong Kong, this study … investigates the debate over the impact of banking deregulation on banks' risk-taking behaviour. On one hand, the Arrow effect …