Purpose: The purpose of this study is to examine the issue of bank capital structure which has been widely debated in recent times, especially in view of the envisaged implementation of the revised Basel capital standards. An issue that has not been adequately addressed is the factors affecting...

Cost inefficiency of banks in many countries is quite high. Financial sector reforms in India are also aimed at improving efficiency, productivity and profitability of banks via increased competitiveness. An assessment based on a fairly general framework in the Indian context has found that cost...