Land pawning is an interlinked land/credit transaction in which a pawner transfers his cultivation right temporarily to a pawnee for a loan for a specified period of time with an agreement to redeem it upon repayment without interest charges. Based on a series of intensive farm household surveys...

Informelle Spar- und Kreditvereinigungen gedeihen ganz besonders in Afrika. Im vorliegenden Beitrag wird am Beispiel von Kreditnehmern im Umkreis von Banjul/Gambia untersucht, inwieweit deren jeweilige Kreditwürdigkeit an äußerlich erkennbaren Charakteristika abgeschätzt werden kann. Dabei...

This study examines the impact of improving access to formal savings services on the ability of households to manage adverse economic shocks- which affect over 90% of the households in our sample. The study uses a Randomized Encouragement Trial (RET) design to gather panel data from 2,006...

This paper presents and interprets descriptive statistics generated from data obtained in a survey of clients of five microfinance organizations believed to be among the best in Bolivia. These lenders represent different combinations of organizational design, lending technology, and market area...

This paper focuses on the difficulties inherent in the prudent management of growth of microfinance organizations and on potential limits to the increased efficiency, profitability, and sustainability expected from growth and large size. The paper addresses both positive and negative...

This paper focuses on the difficulties inherent in the prudent management of growth of microfinance organizations and on potential limits to the increased efficiency, profitability, and sustainability expected from growth and large size. The paper addresses both positive and negative...

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This paper focuses on the difficulties inherent in the prudent management of growth of microfinance organizations and on potential limits to the increased efficiency, profitability, and sustainability expected from growth and large size. The paper addresses both positive and negative...