Showing 1 - 10 of 11,734
thumb are proposed for the behavior of banks’ capital ratios and key drivers thereof—primarily credit losses, income, credit …
Persistent link: https://www.econbiz.de/10011142030
. Using data from the syndicated loan market, we exploit variation in banks’ reliance on wholesale funding and their … bank credit. We find that banks with strong balance sheets were better able to maintain lending during the crisis. In … particular, banks that were ex-ante more dependent on market funding and had lower structural liquidity reduced the supply of …
Persistent link: https://www.econbiz.de/10011142046
vector autoregressive method that controls for bank-level characteristics. Using a panel of banks over 1993-2010, the authors … reports that a larger market share of foreign banks in the industry improves loan quality. …
Persistent link: https://www.econbiz.de/10011142052
Better “financial soundness†of banks could help mitigate the volatility of financial cycles by reducing banks⠅
Persistent link: https://www.econbiz.de/10011142064
central counterparties’ risk buffers, in line with recent enhancements to the capital regime for banks. …
Persistent link: https://www.econbiz.de/10011142162
Now close to 50 percent of GDP, this paper assesses the appropriateness of China’s current investment levels. It finds that China’s capital-to-output ratio is within the range of other emerging markets, but its economic growth rates stand out, partly due to a surge in investment...
Persistent link: https://www.econbiz.de/10011142176
market discipline, but asymmetry information may induce exaggerated or distortionary behavior: banks may vie with one another … among them - tendencies that can be seen across banks and across time. Prudential policy is warranted to help offset these …
Persistent link: https://www.econbiz.de/10011142191
on the internal ratings of U.S. banks on loans to businesses over the period 1997 to 2011 from the Federal Reserve …’s survey of terms of business lending. We find that ex-ante risk taking by banks (as measured by the risk rating of the bank’s … pronounced for banks with relatively low capital or during periods when banks’ capital erodes, such as episodes of financial and …
Persistent link: https://www.econbiz.de/10011242177
We analyze factors driving persistently higher financial intermediation costs in low-income countries (LICs) relative to emerging market (EMs) country comparators. Using the net interest margin as a proxy for financial intermediation costs at the bank level, we find that within LICs a...
Persistent link: https://www.econbiz.de/10011242199
This paper analyses the effect of asset prices on credit growth in France and tries to disentangle credit demand and supply factors, both for the whole 1993-2010 period and during periods of financial instability. Using bank-level panel data at a quarterly frequency, stock price growth is shown...
Persistent link: https://www.econbiz.de/10011242234