This paper explains market segmentation that occurs in the Philippine informal credit markets through the matching of borrowers and lenders by their occupational specializations to internalize transaction costs and facilitate economic activity. The regression results support a predictable...

Schätzungen der Kreditnachfrage sind oft mangelhaft, weil sie sich nur auf einzelne Kreditvergaben stützen, was nicht in angemessener Weise zur aggregierten Gesamtnachfrage führt. Im vorliegenden Beitrag wird eine Methode entwickelt, wie die Kreditnachfrage auf der Basis der Summe der...

Das große gegenwärtige Interesse an der Entwicklung von Institutionen zur Finanzierung von Klein- und Kleinstbetrieben erinnert stark an die früheren Ansätze von Kreditprogrammen für Kleinbauern. Im allgemeinen waren diese damaligen Versuche mit negativen Erfahrungen verbunden. Vor diesem...

Rural deposit mobilization has been given increased emphasis in Bangladesh. The authors trace the pattern and trends in bank deposits with emphasis on rural branches. It is shown that permanent income and inflation indirectly influence deposit through their effect on bank branches. (DÜI-Sen)

This paper provides an overview of the microfinance industry in developing countries. It highlights the early development of the concept of microfinance and identifies some of the key issues and debates concerning its performance in terms of outreach, sustainability, and impact. Studies are...

Twelve key themes covering institutions, products, services, processes and enabling environment are studied in this literature review of rural finance in developing countries. Advances made and emerging lessons are examined for these themes, and the challenges and remaining gaps in knowledge...