This paper has attempted to examine the impacts of competition policy reforms on the efficiency of the Philippine commercial banking system. It uses the stochastic frontier approach to come up with estimates of profit efficiency and cost inefficiency measures. The results are quite interesting....

This paper examines the development of microfinance market from the household perspective as it relates to poverty alleviation. It employs poverty decomposition and dominance analysis. The analysis was divided into four components: comparison between beneficiaries of community-oriented financial...

This paper examines the development of microfinance market from the household perspective as it relates to poverty alleviation. It employs poverty decomposition and dominance analysis. The analysis was divided into four components: comparison between beneficiaries of community-oriented financial...

This paper first examines the extent of cost and profit inefficiencies of the Philippine credit cooperative system using stochastic frontier analysis (SFA). Then, it looks into the effects of certain variables on the cost and profit efficiencies of credit cooperatives. Three groups of correlates...

This paper examines the extent of asset accumulation and saving of the households from the credit they obtained from community-oriented financial intermediaries (COFIs and other financial sources. In the process, this paper also investigates how the government can assist in asset development,...

This paper extends the analysis on microfinance and poverty from the household perspective by focusing on the role of other economically active household members in alleviating household poverty. Results show that additional other economically active household members expand the pool of income...

This paper examines the borrowing behavior of the households and the suitability of the loans obtained from the community oriented financial intermediary (COFI) and reinforces the significance of using a household approach in evaluating the effects of microfinance. Using descriptive and...

The Philippines is one of the countries in Southeast Asia that has experienced massive capital inflows. Being a latecomer in this arena, it can avoid the undesirable effects of these inflows by drawing lessons from the experiences of Latin American and Other Asian countries. This paper provides...

This study reviews the economic policies and performance of the Philippine economy in the 1990s, briefly assesses the macro- and microeconomic impacts of the Asian financial crisis, describes the measures adopted by the government in response to the Asian financial crisis, and discusses the...

Regardless of the growth and rehabilitation of several financial institutions in the last decade, a large number of borrowers have not yet been served, specifically small farm and entrepreneurs. This paper describes the Philippine banking system focusing on its effect to the different...