This study seeks to measure changes in technical efficiency levels within the banking sectors of the Indian sub-continent: specifically India, Pakistan, and Bangladesh, over the period 1993–2002. This study is done in the context of a number of sweeping deregulations across the sub-continent...

This paper attempts to estimate trends in the efficiency levels of Indian and Pakistani commercial banks between 1985 and 2003, a time period which encompasses two phases of significant change to the regulation of the financial sector in both countries. Our efficiency estimates show that, during...

The Indian and Pakistani banking industry is said to have an excessive use of labour due to the significant market share of government owned banks. Both countries have undertaken a process of regulatory reform to bring about market discipline in the usage of inputs and to increase the labour use...